Health Maintenance Organization (HMO)
Get a FREE QuoteHealth Maintenance Organization (HMO) plans are one of the more popular choices chosen when it comes to Medicare Advantage plans. These plans are offered by private insurance companies and will provide you with the same coverage as provided by Original Medicare. Before you are able to join a HMO plan, you have to be enrolled in Original Medicare first.
These plans may also offer additional benefits that can include dental, vision, and hearing coverage. However, keep in mind that the extra benefits you receive will ultimately depend on the HMO plan that is available to you.
These plans will also provide prescription drug coverage in most cases, but keep in mind that if you do not join an HMO plan with prescription drug coverage, you will not be able to join a separate Part D prescription drug plan.
A: HMO plans will generally require their plan members to use their in-network providers. In most cases, you’ll also be asked to choose a primary care doctor and get a referral to see a specialist. You can receive care outside of the network if:
- You need emergency care
- You need urgent care that’s out-of-area
- You need dialysis that’s out-of-area
When compared to Preferred Provider Organization (PPO) plans, HMO plans will not be as flexible in where you can receive your health care, but they will cost less. To ensure you are choosing the right Medicare Advantage plan for your needs, we will help you compare these options!
Have Questions About HMO Plans?
Our services are also 100% free to you, so give Signature Medicare Solutions a call today so we can go over your Medicare Advantage options. We’ll walk you through all of your Medicare coverage options and provide you with quotes so you know which plan will meet your coverage and budget needs.
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Signature Medicare Solutions helps Medicare beneficiaries enroll in Medicare Advantage plans. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Signature Medicare Solutions all rights reserved. Signature Medicare Solutions is not affiliated with or endorsed by any government entity. This is an advertisement for insurance. Not all carriers offer these benefits. Plans vary by region and state. Limitations and exclusions may apply. We do not offer every plan available in your area. Currently we represent multiple organizations which may offer several products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Plans are insured by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Enrollment depends on plan’s contract renewal with Medicare.