Health Maintenance Organization (HMO) plans are one of the more popular choices chosen when it comes to Medicare Advantage plans. These plans are offered by private insurance companies and will provide you with the same coverage as provided by Original Medicare. Before you are able to join a HMO plan, you have to be enrolled in Original Medicare first.
These plans may also offer additional benefits that can include dental, vision, and hearing coverage. However, keep in mind that the extra benefits you receive will ultimately depend on the HMO plan that is available to you.
These plans will also provide prescription drug coverage in most cases, but keep in mind that if you do not join an HMO plan with prescription drug coverage, you will not be able to join a separate Part D prescription drug plan.