A: For the most part, PPO plans do not require you to use their preferred providers when receiving your care, but it will cost you less if you do so. PPO plans will generally give you the flexibility to go to hospitals, specialists, or doctors of your choice.
You also won’t be required to choose a primary care doctor, and in most cases, you won’t need a referral to see a specialist. Do keep in mind, though, that you will pay less by seeing a specialist within your plan’s preferred network rather than seeing a specialist that’s outside of the network.
When compared to Health Maintenance Organization (HMO) plans, PPO plans will provide you with more flexibility, but they will cost more. To ensure you are choosing the right Medicare Advantage plan for your needs, we will help you compare these options!