Medicare Deductibles

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Deductibles are the costs you must meet in order for your Medicare plan to begin providing you coverage for your healthcare services. While deductibles will vary among plans and can change each year, it’s important to know what the current Medicare deductibles are. Let’s take a look at the Medicare deductibles as of 2021.

Original Medicare (Part A+B) Deductibles

Original Medicare consists of both Medicare Parts A and B. For Medicare Part A, you will have a $1,484 deductible per benefit period. A benefit period is how Original Medicare measures how you use hospital and skilled nursing facility services.

Your benefit period will start as soon as you’re admitted to a hospital or skilled nursing facility as an inpatient. Your benefit period will then end once you have not received any inpatient care for 60 consecutive days. If you are admitted again after this 60-day period has ended, a new benefit period will begin and you will have to pay another $1,484 deductible.

The Part B deductible is only an annual deductible. For 2021, the Part B deductible is $203.

Medicare Part C and D Deductibles
Many Medicare Advantage (Part C) plans will have a $0 premium. Not all, but some of the $0 premium Medicare Advantage plans will also have a $0 deductible.

Like Part B, the Part D deductible is a yearly deductible. However, each Part D plan will vary. The maximum deductible a Part D plan can have as of 2021 is $445, but some plans will have deductibles that are less than this or have no deductible at all.

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If you’re wanting to learn more about the costs associated with the parts of Medicare, give Signature Medicare Solutions a call today! Our goal is to keep you informed on all your Medicare options so you know which plan will meet your needs most.

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Signature Medicare Solutions helps Medicare beneficiaries enroll in Medicare Advantage plans. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Signature Medicare Solutions all rights reserved. Signature Medicare Solutions is not affiliated with or endorsed by any government entity. This is an advertisement for insurance. Not all carriers offer these benefits. Plans vary by region and state. Limitations and exclusions may apply. We do not offer every plan available in your area. Currently we represent multiple organizations which may offer several products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Plans are insured by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Enrollment depends on plan’s contract renewal with Medicare.