Applying For Medicare

An important process of getting Medicare coverage is to apply for Medicare. Here’s how you can do that…

Signing Up for Medicare Part A & Part B

Once you become eligible for Medicare, which is typically during the three months before your 65th birthday, you’ll have two options:

The first option will be to only apply for and sign up for Medicare benefits only.

The second option would be to apply for Social Security or Railroad Retirement Board benefits. Once you are approved to receive those benefits, you can be automatically enrolled in Part A, and then you can choose to add on Part B.

After you have applied, signed up, and are approved to receive benefits, you’ll receive a welcome package and your Medicare card in the mail.

Once you are enrolled in both Part A and B, you can add on other Medicare plans such as Medicare Advantage or Medicare Supplements. If you’re enrolled in Part A and/or Part B, you can also add on a Part D prescription drug plan.

How Do I Sign Up?

Once you are ready to do one of the two options listed above, you can apply online on the Social Security website (https://www.ssa.gov/benefits/medicare). This is typically the fastest way to apply, but if you would prefer to not apply online, you have the option of calling or visiting your local Social Security office.

Note: If you worked for the railroad, you will need to contact the Railroad Retirement Board.

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