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Medicare Eligibility

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Before you can enroll in Medicare, it’s important to know when you’ll become eligible for Medicare. Many people will become eligible for Medicare once they are 65, but there are other ways to also be eligible.

If you are under 65, for example, you can be eligible for Medicare by:

  • Getting Social Security disability benefits for two years
  • Being diagnosed with End-Stage Renal Disease
  • Being diagnosed with Amyotrophic Lateral Sclerosis


You can qualify for premium-free Part A if you or your spouse worked for ten years or more. If you have not worked for this amount of time, you will still be eligible for Part A, but you will have to pay a monthly premium instead.

Your Part B eligibility will be the same as Part A, but you cannot qualify for a premium-free Part B plan. You must pay a monthly premium for Part B.

You will be enrolled automatically for both Part A and B if you get Social Security benefits.

Do I Have to Enroll in Medicare?

You don’t have to enroll in Medicare as it is completely optional. However, if you are eligible for Medicare but have no current health coverage, it’s best if you enroll in Medicare as soon as possible! Delaying your Medicare enrollment without having creditable health insurance can cause you to pay late enrollment penalties, which can be permanent. If you are curious about your own Medicare eligibility and want to know when you’ll be able to enroll, give Signature Medicare Solutions a call today!

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